First-Time-Homebuyers

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First-Time-Homebuyers How Inflation Affects Mortgage Rates How Inflation Affects Mortgage Rates While you may be hoping that the Bank of Canada (BOC) would stop the rate hikes as the inflation targets are coming closer, looks like they will not stop soon, as it may help increase the inflation back again. Same was the case earlier this year in March and April, […]
First-Time-Homebuyers Reasons Why You Must Consider Hiring A Real Estate Agent Over “For Sale By Owner” When you think of selling your home by yourself, you may think that this would save you a lot of money. After all, the standard real estate agent’s commission is 3% to 4% — that’s $15,000 to $20,000 on a $500,000 home. Given the magnitude of this fee, you might think that acting as your […]
First-Time-Homebuyers What is a mortgage and the process of finding the perfect mortgage for yourself   There’s a good chance already know the basic concept of getting a loan to become a homeowner. But in reality, mortgages are fairly complex, as it includes financial calculations, offer comparisons, and various levels of approval. In this article, you’ll find out more about mortgages in simple, easy-to-understand language. I will guide you through […]
First-Time-Homebuyers London Ontario School Search and Boundary Maps Your home address determines your school attendance, every school has its own set of boundaries. This is also known as a zone, catchment area or attendance area. Boundary studies or accommodation reviews are used to create and adjust school boundaries. There are two major school boards in London: 1. Thames Valley District School Board- TVDSB […]
Land Transfer Tax In Ontario, Its Eligibility And How To Calculate It Land Transfer Tax When a person buys a house, they must pay Ontario provincial land transfer tax, which is calculated based on the purchase price. It is assessed, when a deed is registered, transferring ownership of a property from the seller to the buyer. First-time home buyers may be eligible for a reimbursement of some or […]
New Construction Home Upgrades To Avoid And Skip When you’re buying a new construction home, there are some home upgrades to avoid and skip. The cost of the new construction home is a base price for the structure of the home, and basic finishes. Most homebuyers want to add customizations to their homes, which are costly. As a general rule, if the work […]
First-Time-Homebuyers New Construction Upgrades That Are Worth The Money And Add Value To The House New homes may be the best action for many homebuyers, as low home inventories continue to dominate most of the country. You can choose your lot, choose the finish you like, and avoid the hidden hassles that often come with buying an old home. However, if you are not careful about the upgrade you choose, […]
First-Time-Homebuyers What is a pre-approval? While shopping for a mortgage, lenders provide different options in order for you to get an understanding of how much you can afford. Mortgage lenders have a process which may allow you to: • know the maximum amount of a mortgage you could qualify for • estimate your mortgage payments • lock in an interest […]
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