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Real Estate Navigating Ontario’s Land Transfer Tax: A Comprehensive Guide The process of buying or selling a property in Ontario involves various costs, and one significant aspect is the Land Transfer Tax (LTT). In this blog post, we will explore the ins and outs of Ontario’s Land Transfer Tax, providing a clear understanding of how it works and its implications for both buyers and sellers. […]
Embrace the Magic of Fall: Things to Do in London, Ontario As the leaves turn brilliant shades of red and gold, and the crisp scent of autumn fills the air, London, Ontario, comes alive with a plethora of activities and experiences that capture the essence of the season. If you’re wondering how to make the most of fall in this charming Canadian city, you’re in for […]
Real Estate Discovering Home: The Best Neighborhoods to Live in London, Ontario Choosing the right neighborhood is a crucial decision when settling in a new city, and London, Ontario, offers a diverse range of neighborhoods to call home. Whether you’re a young professional, a growing family, or a retiree seeking a peaceful haven, there’s a neighborhood in London that’s just right for you. Here, we’ve curated a […]
Real Estate The Timeless Appeal of Waterfront Properties When it comes to real estate, few investments offer the enduring allure of waterfront properties. Whether it’s a serene lakeside cabin, a chic urban condo with river views, or a sprawling beachfront estate, there’s something undeniably captivating about living by the water’s edge. Nature’s Beauty at Your Doorstep One of the most remarkable aspects of […]
First-Time-Homebuyers How Inflation Affects Mortgage Rates How Inflation Affects Mortgage Rates While you may be hoping that the Bank of Canada (BOC) would stop the rate hikes as the inflation targets are coming closer, looks like they will not stop soon, as it may help increase the inflation back again. Same was the case earlier this year in March and April, […]
WHAT IS THE NEW ANTI-FLIPPING LAW? Do you know that in 2023, CRA introduced a new anti-flipping regulation? It states that any profit you make through the sale of a property that you have owned for less than a year or 365 days precisely, is considered business income, and 100% of it is subject to hatHAT taxation. The profit you make […]
Real Estate WHO IS EXEMPT FROM THE NEW FOREIGN BUYER BAN? Government of Canada has recently imposed a ban on foreign buyers, below is the list of people who are exempt from this Ban: – Canadian Citizens and Permanent Residents of Canada – International Students who meet the necessary criteria, which includes having spent the majority of the preceding five years in Canada. They would be […]
What Is Trigger Rate And When It Comes Into Play? WHAT IS TRIGGER RATE? If you are in a variable rate mortgage and not an adjustable one, then you must pay close attention to this post. First let us differentiate between variable and adjustable rate mortgage. “Adjustable Rate Mortgage” is the one where your payment increases as the interest rates go up (with recent hikes […]
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First-Time-Homebuyers Reasons Why You Must Consider Hiring A Real Estate Agent Over “For Sale By Owner” When you think of selling your home by yourself, you may think that this would save you a lot of money. After all, the standard real estate agent’s commission is 3% to 4% — that’s $15,000 to $20,000 on a $500,000 home. Given the magnitude of this fee, you might think that acting as your […]
London Ontario Market Report May 2022 London’s housing continues to cool off past April and the trend of declining prices continues in the month of May. The average single family residential home price in London was $745,000 in May 2022, which is a approximately 11% lower compared to March’s average of $837,500 (according to Infosparks powered by itsorealesate.ca). This means that […]
First-Time-Homebuyers What is a mortgage and the process of finding the perfect mortgage for yourself   There’s a good chance already know the basic concept of getting a loan to become a homeowner. But in reality, mortgages are fairly complex, as it includes financial calculations, offer comparisons, and various levels of approval. In this article, you’ll find out more about mortgages in simple, easy-to-understand language. I will guide you through […]
Real Estate Best Elementary Public Schools In London Ontario; Ratings, Rankings and Boundaries- TVDSB (Thames Valley District School Board) London has some of the top schools in the province and finding a good school area is now easy with the new technology and school locators, please find more information about those tools below. Rankings are provided by Fraser Institute and the boundary search can be done using the tool developed by Thames Valley District […]
First-Time-Homebuyers London Ontario School Search and Boundary Maps Your home address determines your school attendance, every school has its own set of boundaries. This is also known as a zone, catchment area or attendance area. Boundary studies or accommodation reviews are used to create and adjust school boundaries. There are two major school boards in London: 1. Thames Valley District School Board- TVDSB […]
Land Transfer Tax In Ontario, Its Eligibility And How To Calculate It Land Transfer Tax When a person buys a house, they must pay Ontario provincial land transfer tax, which is calculated based on the purchase price. It is assessed, when a deed is registered, transferring ownership of a property from the seller to the buyer. First-time home buyers may be eligible for a reimbursement of some or […]
New Construction Home Upgrades To Avoid And Skip When you’re buying a new construction home, there are some home upgrades to avoid and skip. The cost of the new construction home is a base price for the structure of the home, and basic finishes. Most homebuyers want to add customizations to their homes, which are costly. As a general rule, if the work […]
First-Time-Homebuyers New Construction Upgrades That Are Worth The Money And Add Value To The House New homes may be the best action for many homebuyers, as low home inventories continue to dominate most of the country. You can choose your lot, choose the finish you like, and avoid the hidden hassles that often come with buying an old home. However, if you are not careful about the upgrade you choose, […]
London Ontario Market Update April 2022 London’s housing has finally started to cool off in prices during the month of April 2022 after a constant increase in prices since Aug 2021. The average single family residential home price in London was $748,398 in April 2022, which is a approximately 9% lower compared to last month ($822,536). This means that the average […]
Things to do before selling your house Home Selling Checklist Have you made up your mind to sell your house? Well, then roll up your sleeves and start working as there is a whole lots of stuff you need to figure out, before you can list it. Below is a list that applies to most of the listings: Arrange Living Areas Properly […]
First-Time-Homebuyers What is a pre-approval? While shopping for a mortgage, lenders provide different options in order for you to get an understanding of how much you can afford. Mortgage lenders have a process which may allow you to: • know the maximum amount of a mortgage you could qualify for • estimate your mortgage payments • lock in an interest […]

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